I met Protect Your Bubble Pet Insurance at BarkWorld Social Media Expo and I was impressed with their straightforward approach to pet insurance. So today I asked my new pals to help us understand what exactly pet insurance is and more importantly what it is not.
Protect Your Bubble clarifies what’s true and what isn’t about Pet Insurance
In many countries, 30 to 50 percent of pet owners have pet health insurance. In the US, only one percent of pet parents have coverage. As Americans, our pets are family members and we typically go to the ends of the earth to keep them healthy and happy. So why don’t we embrace pet health insurance like the rest of the world? Protect Your Bubble Pet Health Insurance wants pet parents to understand the truth.
- MYTH 1: Pet insurance is too expensive
Not true! When you consider the cost of annual check-ups, accidents and illnesses across the lifetime of your pet, you are talking thousands of dollars! With premiums starting as low as $13/month, basic pet health insurance plans are affordable – and plans with additional features are getting more and more affordable as they become more popular. With just a bit of research, you’ll find multiple options available for every family.
- MYTH 2: Pet insurance is only for sick pets
The truth is an estimated 92% of all pets will experience some sort of severe emergency in their lifetime! And if you’ve ever been through an accident with a pet, you know that emergency treatments aren’t cheap. New pet health insurance companies like Protect Your Bubble have made it their mission to educate pet parents about what policy is best for their particular pet.
- MYTH 3: Pet insurance has too many exclusions to be worth it
This may have been true in the past when pet health insurance first emerged, but pet health care plans have become much less exclusionary as they’ve evolved. Protect Your Bubble is a top pet insurer in the UK and when they launched in the United States, their main goal was to keep everything simple and to spell out exactly what is covered in their plans. They even cover things that are rarely covered like alternative therapies for pets – chiropractic medicine, acupuncture and more. The key is to read and fully understand the policy – just like you would with a human health insurance policy.
- MYTH 4: You cannot choose your own vet
Not true. Most pet health insurance companies allow you to choose your own veterinarian. Protect Your Bubble plans work with any licensed veterinarian in the US or Canada. So even if you are traveling, you’re still covered – which is important if there is an emergency with your pet while you are away.
- MYTH 5: Pet insurance is a hassle
The real hassle is a several thousand-dollar surgery that you haven’t budgeted for. Pet insurance is a tool to help pet parents avoid a financial crisis due to unexpected veterinary expenses. It would be amazing to live in a world where no family ever has to make the decision to give up their pet because they can’t afford a surgery or treatment. Pet health insurance can help protect against ever having to make that grueling decision.